If I could, I would give this place no stars at all. I'd like to say my first impression of 1st Franklin Financial was not pleasant and very nasty. I was looking for places in Thomson that had the best personal loans for financial reasons and besides Sunset Finance, Security Finance and World Finance, I found this one. I put in the application and I thought I would have heard from them a few days later but I didn't. It would be about two weeks until I had called them about my application. The woman who answered the phone was downright nasty and rude to me and had said that application was denied and rudely hung up on me. Unlike Sunset Finance, these people do NOT have the Southern hospitality that would make me feel appreciated and pleasant. In fact, this place made me feel disgusted and left a foul taste in my mouth. Word to the wise, if you live in Thomson and you're looking a loan, I recommend Sunset Finance, Security Finance, and World Finance. They will work with you and provide what you need and have the Southern hospitality that will make you want to come back again and again. Just make sure to steer clear of 1st Franklin Financial. They're truly a waste of time, money, and patience. read more